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Earlier this year, RBC® launched boosted invited offers connected the RBC® ION Visa and the RBC® ION+ Visa. Both cards connection elevated earning rates connected galore communal regular expenses, which tin beryllium utile arsenic portion of your wide RBC Avion Rewards strategy, arsenic we’ll research successful item below.
Let’s instrumentality look astatine the offers, and analyse the galore reasons wherefore these entry-level cards should marque their mode into your wallet to optimize your RBC® recognition paper strategy.
As a reminder, they’re acceptable to expire connected November 4, 2024, truthful beryllium definite to person a look earlier past to fastener successful the existent elevated offers.
RBC® ION+ Visa: 12,000 Avion Premium Points†
The invited bonus connected the RBC® ION+ Visa is for 12,000 Avion Premium points,† each of which are awarded upon approval.†
(Avion Premium points are antithetic than the Avion Elite points which are earned connected the suite of Avion recognition cards, which we’ll research successful item below.)
The earning rates connected the RBC® ION+ Visa are arsenic follows:
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Earn 3 Avion Premium points per dollar spent connected eligible groceries, dining, nutrient delivery, gas, nationalist transit, electrical conveyance charging, rideshares, streaming, integer gaming, and integer subscriptions†
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Earn 1 Avion Premium constituent per dollar spent connected each different eligible purchases†
The earning categories are astir identical to the lower-tier RBC® ION Visa; however, the ION+ offers up to 3 Avion Premium points per dollar spent† connected galore regular essentials, which is treble the complaint of the ION card. Moreover, the further elevated net categories connected the ION+ besides encompass eating and nutrient delivery.†
Between the RBC® ION Visa and the RBC® ION+ Visa, you’ll privation to prime the ION+ if you walk a batch connected groceries, dining, nutrient delivery, gas, transportation, streaming, integer gaming, and integer subscriptions, since you’ll gain 3 Avion Premium points per dollar spent alternatively of 1.5 connected the RBC® ION Visa.
For a tiny $4 monthly fee,† which adds up to $48 per year,† there’s besides a basal acceptable of security coverage, including mobile instrumentality insurance, acquisition security, and extended warranty.†
There is nary minimum income request to use for the RBC® ION+ Visa,† and the connection expires connected November 4, 2024.
- Earn 12,000 Avion Premium points upon approval†
- Earn 3x points† connected qualifying grocery, dining, nutrient delivery, gas, rideshare, regular nationalist transit, electrical conveyance charging, streaming, integer gaming and integer subscriptions†
- Mobile instrumentality insurance†
- Annual fee: $48†
RBC® ION Visa: 6,000 Avion Premium Points
The RBC® ION Visa is an entry-level product, which comes with no yearly fee.
As a invited bonus for caller cardmembers, you tin gain 6,000 Avion Premium points upon approval,† with nary minimum spending requirement.†
Again, enactment that portion the points earned connected this paper beryllium to the Avion Rewards program, you’ll gain Avion Premium alternatively than Avion Elite points, which we’ll sermon successful item below.
The card’s earning rates are arsenic follows:
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Earn 1.5 Avion Premium points per dollar spent connected eligible groceries, gas, rideshares, nationalist transit, electrical conveyance charging, streaming, integer gaming, and integer subscriptions†
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Earn 1 Avion Premium constituent per dollar spent connected each different eligible purchases†
This no-fee recognition paper is targeted towards casual travellers who walk a just magnitude connected rideshares, transit, streaming, and video games. In fact, it’s the lone paper to people spending successful immoderate of these categories, and volition apt entreaty to younger individuals who privation to gain flexible question rewards.
The security sum connected the RBC® ION Visa is basic, which is afloat expected connected entry-level cards specified arsenic this one.
There is nary minimum income request to use for the RBC® ION Visa,† and the connection is acceptable to expire connected November 4, 2024.
- Earn 6,000 Avion Premium points upon approval†
- Earn 1.5x Avion Premium points† connected qualifying grocery, gas, rideshare, regular nationalist transit, electrical conveyance charging, streaming, integer gaming and integer subscriptions†
- Annual fee: $0
How to Use Avion Premium Points from RBC® ION Cards
The points earned connected the RBC® ION Visa and the RBC® ION+ Visa are Avion Premium points, portion the RBC® Avion Visa Infinite†, the RBC® Avion Visa Platinum†, and RBC Avion® Visa Infinite Privilege† earn Avion Elite points.
Avion Premium points can’t beryllium transferred to 3 of the 4 hose partners disposable done the Avion Rewards program. The objection is WestJet Rewards, to which Avion Premium points tin beryllium transferred astatine a complaint of 100:1 (100 Avion points = $1 successful WestJet dollars).
Furthermore, ION and ION+ cardholders can’t redeem points via the Air Travel Redemption Schedule, which lets you usage Avion points to publication round-trip system people tickets departing Canada, up to a definite maximum summons price.
Instead, you’re constricted to utilizing Avion Premium points astatine a level complaint of 0.58 cents per constituent (cpp) for question booked via Avion Rewards, which is little invaluable than the 1cpp redemption complaint that you get from holding a higher-tier Avion paper that earns Avion Elite points.
Luckily, if you besides clasp an Avion recognition card, specified arsenic the RBC® Avion Visa Infinite† oregon the RBC® Avion Visa Platinum†, you tin transfer Avion Premium points into Avion Elite points astatine a 1:1 complaint between your antithetic Avion cards. Therefore, the Avion Premium points you gain from either of the ION cards tin inactive beryllium converted into much almighty Avion Elite points, arsenic agelong arsenic you person an eligible Avion recognition card.
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55,000 RBC Avion points† | $1,080 | Apply Now |
Up to 55,000 RBC Avion points†
$120 yearly interest
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Up to 55,000 RBC Avion points† | $1,080 | Apply Now |
Up to 70,000 RBC Avion points†
$399 yearly interest
|
Up to 70,000 RBC Avion points† | $821 | Apply Now |
35,000 RBC Avion points
$175 yearly interest
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35,000 RBC Avion points | $700 | Apply Now |
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35,000 RBC Avion points | $580 | Apply Now |
What’s more, if you ever determine to upgrade your ION oregon ION+ paper to 1 of the RBC Avion cards, immoderate points you’ve collected volition beryllium upgraded arsenic well.
Then, you’ll beryllium capable to entree higher-value question redemptions that are exclusive to Avion cardholders: predominant flyer partners, the Air Travel Redemption Schedule, and the quality to redeem points straight against question astatine 1cpp.
Your points ne'er expire for arsenic agelong arsenic you’re a cardholder. If you cancel oregon power to a antithetic RBC product, you person 90 days to redeem your points earlier they spell away.
Conclusion
The RBC® ION Visa and RBC® ION+ Visa cards person invited offers for 6,000 and 12,000 RBC Avion Premium points upon approval, respectively.†
The RBC® ION Visa and RBC® ION+ Visa not lone capable a utile supporting relation to the greater RBC® Avion portfolio, but besides basal retired connected their ain arsenic unsocial merchandise offerings to clasp long-term.
The existent invited bonuses are coagulated crossed the board, and you tin upgrade some the caller cards to a much premium Avion Rewards paper anytime you privation to instrumentality vantage of RBC Avion’s fantabulous transportation partners.
The offers connected the RBC® ION+ Visa and RBC® ION Visa are disposable until November 4, 2024, truthful beryllium definite to instrumentality banal of what’s available, and use earlier past to boost your RBC Avion Rewards balance.
†Terms and conditions apply. Refer to the paper issuer’s website for complete, up-to-date information.
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